For small business owners affected by this economy, it is a very hard time to thrive and support your family. The American dream for many people is to be their own boss, but in this economy many wonder … Is it possible to be a successful small business owner these days? Many entrepreneurs are looking for funding to help with their start up as well…
With the economy in the state it’s in, it is hard for many American’s to think about retirement before it becomes a reality and by then it may be too late. Too many Americans have to work long into their later years because they did not plan ahead for retirement. It may be difficult on a limited budget, but you have to put what you…
If you ask most American’s what the largest debt category in the US today is, most would say credit card debt or student debt, and in the past they would not have been wrong, but these days the largest growing category is personal loans. New financial tech companies have changed the “game” when it comes to applying for a personal loan. It is now easier…
Since the Great Recession in 2008, the economic growth of companies in America has taken a turn and corporate debt levels higher than ever. You may ask, “Why should we be worried if companies have debt? It’s not my debt to worry about.” The economy is built on the profitability of both businesses and individuals. If one is doing well and the other is not…
With record high corporate debt many experts are concerned that the stock market, bond market and overall economy will be negatively affected. Currently, there is approximately $5.5 trillion dollars of corporate debt in America. The approximate break down is: -$1.3 trillion in leveraged loans -$1.2 trillion in junk bonds -$3 trillion in investment grade corporate debt The concern with these types of corporate bonding, aside…
When it comes to saving money, cutting corners and sticking to a budget, it is always a good idea to see if there is a way to save on things you can control in your environment. We all have to pay utilities for our basic needs at home, but are we spending more than we should? Here is a list of 10 ways to help…
Many Americans struggle with the idea of how to utilize credit properly. Is it a thing to have debt and pay it down over time? Can it help reduce debt over time or will it cause more trouble than it’s worth? Once you have debt, can you use other lines of credit to pay it down without hurting your bottom line? These are all valid…
Shopping on Amazon has become a cultural norm. As someone who practically lives on Amazon I always wonder if it is a good or bad addiction to have. Is Prime worth it? Would it be a better idea to just go to the store to get what I need? I know I am the same as many Americans, who work too many jobs and too…
Amazon Prime is over one hundred million members strong and currently building, but is the cost of the membership worth it? Will becoming a Prime member save you money? For many people the convenience of using Amazon important enough that the free 2-day shipping and other included features are worth the cost of the membership, without even thinking about the money saving benefits involved. As…
There are always ways to look at different utility bills to see if you are paying too much! If you find a bill that you can pay less on, it can be helpful to use those savings to apply to debt and other bills. One utility bill that can be too expensive is your phone plan. There are always new deals and plans coming out…