Keeping a budget is not an easy task, but it is very important if you want to get out of debt and stay that way. In a year that is full of political uncertainty and an economy that does not seem to be getting better, it is more important than ever to make sure that you and your family are on solid financial footing. If…
For many working people in our current economic situation, it is hard to imagine being out of debt to begin with. So once you have achieved your goal and become debt free, how do you plan to stay that way for your long-term future? There are some simple things you can make sure to do in your monthly and everyday routines that will make it…
Medical debt can be a surprising stress for many families in America that don’t have insurance to cover their needs or insurance that doesn’t cover enough of what they need. Unfortunately, it has become a normal part of the medical society to over charge for services and to add surprise charges into medical bills that can leave families and individuals in a very bad place…
Debt seems so be on a lot of American’s minds these days. Although many politicians and personalities in the media seem to think, “Americans are doing great in this economy” the truth is, middle class America is hurting. Many families today have mounting debt that is becoming the center of their thoughts and their focus at all times. No one wants to be up in…
Social media has become an ongoing daily activity and borderline obsession for most people in society today, so it is no surprise that it is now also involved in many aspects of real life, such as small business and fundraising. GoFundMe has become a very popular way for people, teams, companies and non-profits to raise money for individuals, families and causes in need of generosity…
Dealing with debt can be very stressful, but if you have a plan and stick to it, you can get rid of it in no time. Just make sure you are smart about it base your plan on your income. There are different options for paying off debt depending on your situation and only you can decide what the best option is for how to…
Debt collection agencies can be very difficult to deal with when you are already stressed out and dealing with the fact that you have debt you have not been able to pay. They have become an accepted part of society even though they often use ruthless tactics and constant threats to get the money for the debt their company has purchased. Many feel their only…
For those who are dealing with crippling debt, the thought of becoming debt free and financially stable can feel impossible. Many don’t know what to do other than declare bankruptcy and that leads to years and years with continued bad credit ratings, and a lifetime of having bankruptcy on your credit record. So the big question is “What are the options for those on the…
In an economy where so many people are struggling to keep their heads above water, it can be difficult to think about setting a budget sticking to it and bringing yourself as well as your family into a successful financially stable situation. This is possible, but it can also be difficult. You need to sit down on your own or with your spouse, set a…
Looking back at 2019 is important for many reasons. How did your year go? Did you achieve your resolutions? What is your financial situation going into 2020? It is important to be aware of what your financial future looks like. The economy is very shaky right now because of the impeachment and upcoming election. People are not sure what to do with investments and how…