Living debt free seems like a pipe dream for many in this economy. There are ways to get out of debt and not have to worry. If you are paying credit card minimums and feel like you are not even making a dent in your debt, you may want to look into debt consolidation to see if you can combine all of your payments into one with a lower interest rate! If you have debt in collections, you should call a debt settlement agency to negotiate your payoff amount and help you pay a fraction of what you owe!

Take the steps today to get yourself out of debt and achieve financial freedom for you and your family.