Years ago having an internet connection at home was not a necessity. These days it is considered a “required” utility for most families, but how do you know what plan to go with? Can you choose a less expensive plan with a less expensive company and still get the connection you need for your families many devices? The answer is yes. There are specific things…
When it comes to children, most parents want to see their kids grow up to be as successful or more than they have been able to become. It is important to make sure you are teaching your child from a young age, how important it is to be responsible with money, by budgeting and saving. If a child knows they can spend their money without…
In many cases we have all just accepted that our paycheck will come in and go out before we ever get to see it! Many American’s today are overwhelmed by bills and can’t imagine life costing less than it does currently. Although I would love so say “Everyone gets a raise!” That is not real life…but there are ways to make life less expensive! A…
Cutting down on expenses and organizing yourself can be overwhelming. It is hard to keep files and stay organized. There are a million papers everywhere and what if something gets lost! You have to request another bill or call to find out the due date and hope it’s not late! There are ways to climb out the paper clutter and make paying bills as well…
Financial success and freedom are the goal of most people throughout the US. In this economy it has become increasingly difficult to reach that goal for most families and individuals. The best way to start your journey to financial success is to find out about the essential steps necessary to reach that goal. Here are the top 10 ways to reach financial success: 1. Stick…
Student loans have affected lives all over America. Students are taking out more loans than ever as the cost of higher education is on the rise. Unfortunately, graduates are unable to pay the loans in many cases because they can’t get jobs that pay enough to cover the cost of the monthly payments. This leads to many people defaulting on their loans and destroying their…
The thought of a home equity loan (HELOC) or refinance can be a scary thought for many families and individuals in this economy. If you take out the loan will you be able to pay it or will you chance losing your home? For many it can be a good idea because it provides a lower interest rate than credit cards and it can be…
Saving an emergency fund is an important task that most people unfortunately don’t think about until it is too late. Making sure to have a nest egg to fall back on in an emergency can mean the difference between having peace of mind and drowning in debt if there is an emergency. There are a few things you can do to make sure you have…
Buying a home is a major commitment. It is much easier to qualify for a home loan if you have good credit, but it is not impossible to qualify if your credit is not what you want it to be. 1. Make sure your finances are strong enough to support your loan payment and all of your other bills. Make sure you can support the…
Trying to set a budget and sticking to it can be very difficult. It is easier to just send and rack up crazy debt right? Wrong. Building up debt should never be the answer, even if setting up a budget seems daunting. If you already have debt you need to get out of, using one of these apps could be a good way to get…